Pnb Metlife Bachat Yojana
vs
Kotak Life Premier Money Back

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  • Multiple sum assured options
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Pnb Metlife Bachat Yojana vs Kotak Life Premier Money Back

Pnb Metlife Bachat Yojana

To Save More, Invest Smartly with the PNB Met Life Bachat Yojana. PNB MetLife Bachat Yojana plan is a long-term saving plan with the benefit of assured life cover. Under this plan, you can pay premiums for 10 years while enjoying life insurance coverage for 15 years. If you pass away during the poli...

Kotak Life Premier Money Back

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum Assured at specific intervals during the policy term. With the Kotak Money Back plan, you can grow your savings with yearly bonuses and a lump-sum mat...

PLAN DETAILS

Pnb Metlife Bachat Yojana


Kotak Life Premier Money Back

Premium Including GST
Key Features
(Key features of the plan)
  • Long-term Saving Plan
  • Earn Cash Bonuses Yearly
  • Lower Premiums
  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions
Plan Uniqueness
  • Long-term Saving Plan
  • Earn Cash Bonuses Yearly
  • Lower Premiums
  • Death cover
  • Accident death cover
  • Premium discounts
Plan Maturity age Maximum Maturity Age - 75 years Maximum maturity age: 75 years
Premium payment term 10 years, Limited Pay 8, 10 or 12 years
Plan Entry Age Minimum Age - 20 years Maximum Age - 60 years Min entry age: 2 years Max entry age: 57 years
Sum assured Rs. 64,800 to Rs 5,00,000 Min sum assured: Rs. 1,50,000 Max sum assured: No Limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Monthly, Quarterly, Half-Yearly or Annually
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 15 years 16,20, 24 years
Claim Settlement Ratio (2023-24) Minimum Age - 3 year Minimum Age - 5 year

Know More About Plans

Overview

To Save More, Invest Smartly with the PNB Met Life Bachat Yojana.

PNB MetLife Bachat Yojana plan is a long-term saving plan with the benefit of assured life cover. Under this plan, you can pay premiums for 10 years while enjoying life insurance coverage for 15 years. If you pass away during the policy term, your family shall receive a sum assured along with a bonus (if any). 

On the other hand, you'll receive a sum assured, along with a bonus as a maturity benefit if you outlive the policy term. However, the policy will start earning cash bonuses after three years, which will be added at the end of the policy year. With PNB SBachat Yojana, you'll get the dual benefits of insurance and disciplined savings at highly affordable premiums.

PNB MetLife Bachat Yojana Plan offers you a range of benefits including:

why-choose
  • Death Benefit
  • Cash Bonuses
  • Maturity Benefits
  • Surrender Value
  • Policy Revival
  • Availability of Riders

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.