Sbi Life Smart Humsafar Plan
vs
Bharti Axa Life Super Endowment Plan

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  • Multiple sum assured options
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Sbi Life Smart Humsafar Plan vs Bharti Axa Life Super Endowment Plan

Sbi Life Smart Humsafar Plan

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy. You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores a...

Bharti Axa Life Super Endowment Plan

Bharti Axa Super Endowment helps you create wealth and even secure the future of your loved ones financially in case of your uncertain demise. You can also avail yourself of additional riders with this plan to enhance your plan coverage. This article provides you with complete information about this...

PLAN DETAILS

Sbi Life Smart Humsafar Plan


Bharti Axa Life Super Endowment Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Joint life plan
  • Waiver of premiums
  • Participation in profits
  • Multiple policy tenure
  • Guaranteed additions on maturity
  • Benefits paid on survival
Plan Uniqueness
  • Participation in profits
  • Waiver of premiums
  • Tax Benefits
  • Flexible policy tenure and premium payment tenure
  • Guaranteed additions
  • Surrender benefits
Plan Maturity age Maximum maturity age: 65 years 80 years
Premium payment term Same as the policy term 8 to 15 years
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum - 91 days, Maximum - 60 years
Sum assured Minimum sum assured: 1 Lakh Maximum sum assured: 5 Crores Minimum- Rs 3000, Maximum- No limit
Premium payment frequency Monthly, Quarterly, Half-yearly, and Yearly Quarterly, Half-yearly, and Yearly.
Plan Sample Premium - Rs 12000
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years 16, 18 and 20 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 0 year

Know More About Plans

Overview

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy.

You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores as per your financial requirements.

SBI Life Humsafar is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Humsafar Plan offers you a range of benefits including:

why-choose
  • Maturity benefits on survival
  • Tax Benefits
  • Waiver of premiums
  • Policy Loan
  • Larger Discounts
  • Policy Revival

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.