Sbi Life Smart Lifetime Saver
vs
Bharti Axa Life Guaranteed Wealth Pro

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Sbi Life Smart Lifetime Saver vs Bharti Axa Life Guaranteed Wealth Pro

Sbi Life Smart Lifetime Saver

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance & saving under the same policy. This plan will pay regular guaranteed and non-guaranteed income through cash bonuses. SBI Life Smart Lifetime Saver is a versatile savings plan lif...

Bharti Axa Life Guaranteed Wealth Pro

‘A plan that helps you save for your future goals’. Bharti Axa Guaranteed Wealth Pro offers you dual benefits- insurance coverage to provide financial protection to your family along with helping you create wealth to fulfill financial goals. You can choose from two plan options- The inco...

PLAN DETAILS

Sbi Life Smart Lifetime Saver


Bharti Axa Life Guaranteed Wealth Pro

Premium Including GST
Key Features
(Key features of the plan)
  • Whole life cover
  • Guaranteed regular income
  • Rider benefits
  • Choose your pay structure
  • Insurance cover
  • Multiple income options
Plan Uniqueness
  • Whole life cover
  • Guaranteed survival income
  • Tax benefits
  • Guaranteed returns
  • Option to choose payout structure
  • Income options
Plan Maturity age Maximum maturity age: 100 years 100 years
Premium payment term 10/12/15 Years 5, 6, 8, 10, 12 years
Plan Entry Age Minimum age: 90 Days Maximum age: 55 Years Min- 0 years, Max- 60 years
Sum assured Minimum sum assured: 30,000 Maximum sum assured: No Limit Minimum- 105% of total premiums paid, Maximum- No limit
Premium payment frequency Yearly, Half-yearly, Monthly Monthly, Quarterly, Half-Yearly and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 100 minus Age at Entry 10 and 12 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 0 year

Know More About Plans

Overview

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance & saving under the same policy. This plan will pay regular guaranteed and non-guaranteed income through cash bonuses.

SBI Life Smart Lifetime Saver is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Lifetime Saver Plan offers you a range of benefits including:

why-choose
  • Whole life cover
  • Tax Benefits
  • Flexibility
  • Guaranteed survival income
  • Rider benefits 
  • Hassle-free process

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.