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Sbi Life Smart Lifetime Saver vs Guaranteed Return Insurance Plan

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Sbi Life Smart Lifetime Saver vs Guaranteed Return Insurance Plan

Sbi Life Smart Lifetime Saver

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance & saving under the same policy. This plan will pay regular guaranteed and non-guaranteed income through cash bonuses. SBI Life Smart Lifetime Saver is a versatile savings plan lif...

Guaranteed Return Insurance Plan

Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, you can build wealth with guaranteed returns and enjoy life coverage throughout the policy term. With this plan, you can choose a premium payment term mode to maximize your...

PLAN DETAILS

Sbi Life Smart Lifetime Saver


Guaranteed Return Insurance Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Whole life cover
  • Guaranteed regular income
  • Rider benefits
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Plan Uniqueness
  • Whole life cover
  • Guaranteed survival income
  • Tax benefits
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Plan Maturity age Maximum maturity age: 100 years Subject to lower of max-age at entry plus policy term
Premium payment term 10/12/15 Years 5 to 12 years
Plan Entry Age Minimum age: 90 Days Maximum age: 55 Years Minimum Age - 45 years Maximum Age - 65 years
Sum assured Minimum sum assured: 30,000 Maximum sum assured: No Limit Death Benefit Multiple x Annualized Premium
Premium payment frequency Yearly, Half-yearly, Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 100 minus Age at Entry 6 to 13 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 0 year

Know More About Plans

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance & saving under the same policy. This plan will pay regular guaranteed and non-guaranteed income through cash bonuses.

SBI Life Smart Lifetime Saver is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Lifetime Saver Plan offers you a range of benefits including:

why-choose
  • Whole life cover
  • Tax Benefits
  • Flexibility
  • Guaranteed survival income
  • Rider benefits 
  • Hassle-free process

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