Sbi Life Smart Platina Plus
vs
Sbi Life Smart Humsafar Plan

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Sbi Life Smart Platina Plus vs Sbi Life Smart Humsafar Plan

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

Sbi Life Smart Humsafar Plan

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy. You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores a...

PLAN DETAILS

Sbi Life Smart Platina Plus


Sbi Life Smart Humsafar Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
  • Joint life plan
  • Waiver of premiums
  • Participation in profits
Plan Uniqueness
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
  • Participation in profits
  • Waiver of premiums
  • Tax Benefits
Plan Maturity age Maximum maturity age: 99 years Maximum maturity age: 65 years
Premium payment term Minimum: 6 Years Maximum: 10 Years Same as the policy term
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum entry age: 30 years Maximum entry age: 60 Years
Sum assured Minimum sum assured: 5,50,000 Maximum sum assured: No Limit Minimum sum assured: 1 Lakh Maximum sum assured: 5 Crores
Premium payment frequency Yearly, Half-yearly,Monthly Monthly, Quarterly, Half-yearly, and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 20 years to 36 years 10 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 years, along with assured returns at maturity of 110% of the total premiums paid.

The SBI Life Smart Platina Plus plan comes with two different plan options: Life income and Guaranteed Income

SBI Life Smart Platina Plus is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Platina Plus Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment
  • Tax Benefits
  • Life Income
  • Policy Loan
  • Available for online sales only
  • Guaranteed Income

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.