PLAN DETAILS |
![]() Aditya Birla Anmol Suraksha Kawach Plan |
![]() Flexi Term Pro Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | NA | Maximum Maturity Age - 99 years |
Plan Sum Assured | Base sum assured: 50 lakhs to 2 Crores | Basic Sum Assured: ₹25 Lakhs to no limit. |
Plan Entry Age | Minimum Age - 23 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
Plan Payment modes | Singular, Regular | Annual, Semi-Annual, Quarterly, and Monthly |
Plan Policy loan | The policy loan is not available under Aditya Birla Anmol Suraksha Kawach | The policy loan is not available under Bharti AXA Life Flexi Term Pro Plan. |
Plan Sample Premium | Rs 618-/ per month | Rs 650-/ per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum term - 2 years, Maximum term - 5 years | Minimum term - 5 years Maximum term - 50 years |
Claim Settlement Ratio (2023-24) | 98.12 | 99.1 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
ABSLI Anmol Suraksha Kawach plan is a non-linked, non-participating term insurance plan offered by Aditya Birla Capital. If You are looking for a term plan for a shorter period, then ABSLI Anmol Suraksha Kawach is something you should look for. With a hassle-free process and affordable premiums, you can purchase this plan for a tenure of 2 to 5 years. Anmol Suraksha Kawach offers a sum assured of 50 lakhs to 2 crores.
In terms of coverage, the plan covers transgenders as well and customers who choose a single premium payment term can surrender the policy and acquire surrender value as mentioned in the plan.
Aditya Birla Anmol Suraksha Kawach Plan offers you a range of benefits including:
You can add the following riders to your Bharti AXA Life Flexi Term Pro Plan:
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Trouble connecting with an insurance company?
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.