Aditya Birla Anmol Suraksha Kawach Plan
vs
Smart Term Plan Plus
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Aditya Birla Anmol Suraksha Kawach Plan |
 Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | NA | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 50 lakhs to 2 Crores | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 23 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Singular, Regular | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Aditya Birla Anmol Suraksha Kawach | Policy loan is not available |
| Plan Sample Premium | Rs 618-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 2 years, Maximum term - 5 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2023-24) | 98.12 | 99.70 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
ABSLI Anmol Suraksha Kawach plan is a non-linked, non-participating term insurance plan offered by Aditya Birla Capital. If You are looking for a term plan for a shorter period, then ABSLI Anmol Suraksha Kawach is something you should look for. With a hassle-free process and affordable premiums, you can purchase this plan for a tenure of 2 to 5 years. Anmol Suraksha Kawach offers a sum assured of 50 lakhs to 2 crores.
In terms of coverage, the plan covers transgenders as well and customers who choose a single premium payment term can surrender the policy and acquire surrender value as mentioned in the plan.
Aditya Birla Anmol Suraksha Kawach Plan offers you a range of benefits including:
You can choose the following riders with your Axis Max Smart Term Plan Plus to enhance your plan coverage:
In case the policyholder is diagnosed with 22 and 64 critical illnesses or suffers from permanent disability due to an accident the rider benefits are paid.
This rider waives off all future premiums of your policy under these circumstances- critical illness, dismemberment, or death.
In case the policyholder suffers death or dismemberment due to an accident, rider benefits are paid to either the policyholder or the nominee.
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