VS
SBI Life Arogya Shield is a health-plus life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life cover under a single plan. The policy grants security for your family with a standard term plan at an affordable cost. Arogya Sheid offers cashless claims for health coverage and an additional discount of 5% on premiums. The company has designed a brilliant plan that is uncomplicated and has the benefit of both worlds i.e. life and health insurance.
SBI Life Arogya Shield Plan offers you a range of benefits including:

| PLAN DETAILS |
Arogya Shield Plan |
Loan Protect Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹20L to ₹2.5 Cr | Base sum assured: 5 Lac to 30 Lac |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under SBI Life Arogya Shield Plan. | The policy loan is not available under ICICI Loan Protect Plan. |
| Plan Sample Premium | Rs 503-/ per month | Rs 830/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 5 years Maximum term - 30 years |
| Claim Settlement Ratio (2024-25) | 98.83% | 99.33% |
|
SBI Term Insurance | Best Life Insurance Policy In India ICICI Prudential Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your ICICI Pru Loan Protect Term Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.