Suraksha Plan
vs
Bajaj Allianz Life Superwoman Term Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Suraksha Plan |
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| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 99 years | Maximum maturity age- 99 years |
| Plan Sum Assured | Basic Sum Assured: ₹5 Lakhs to no limit. | Base sum assured- Rs 50 lakhs to Rs 10 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 60 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under Bharti AXA Life Suraksha Plan. | A policy loan is not available with this plan. |
| Plan Sample Premium | Rs 519-/ per month | Rs 830/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum policy term- 10 years, Maximum policy term- 81 years |
| Claim Settlement Ratio (2023-24) | 99.1 | 99.23 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Bharti AXA Life Suraksha is a protection plan that allows you to get whole-life coverage till 99 years. It offers 2 plan options: without the return of premium and with the return of premium. The plan provides several additional in-built benefits such as life stage benefit, joint life cover, special exit value, premium top-up option, etc. The plan offers flexible premium payment terms that allow you to pay premiums at your convenience. Also, decide on your death benefit payout: lump sum, monthly installments, or lump sum + monthly installments. In this plan, you get additional protection against critical illness and hospitalization.
Bharti AXA Life Suraksha Plan offers you a range of benefits including:
You can add the following riders to your Bharti AXA Life Suraksha Plan:
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Receive additional sum assured chosen under the rider in case of happening of a covered event.
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