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Canara Saral
508-/ per month
VS
Sbi Saral Jeevan Bima
521-/ per month
Canara HSBC Saral Jeevan Bima is an affordable term plan with flexible term, lump sum cover, and day 1 accidental death benefit. The design of this plan is best for buyers who are looking for simple and low-cost protection. The policy provides coverage from ₹5 lakh to ₹25 lakh with premium discounts for non-smokers and females.
The Saral Jeevan Term Plan by Canara HSBC also offers discounts for non-smokers and females.
Canara HSBC Saral Jeevan Bima Plan offers you a range of benefits including:
| PLAN DETAILS |
Canara Saral |
Sbi Saral Jeevan Bima |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: Rs. 5 Lakhs to Rs. 25 Lakhs | Basic Sum Assured: ₹5L to ₹25L |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly, half-yearly & monthly | Single, Yearly, Half-Yearly, and Monthly |
| Plan Policy loan | The policy loan is not available under Canara HSBC Saral Jeevan Bima Plan. | The policy loan is not available under SBI Saral Jeevan Bima. |
| Plan Sample Premium | Rs 508-/ per month | Rs 521-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 5 years Maximum term - 40 years |
| Claim Settlement Ratio (2024-25) | 99.43% | 98.83% |
|
Canara HSBC Term Insurance Plans SBI Term Insurance | Best Life Insurance Policy In India |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
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