Click 2 Protect Super Plan
vs
Life Secure Plan

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Click 2 Protect Super Plan vs Life Secure Plan

Click 2 Protect Super Plan

HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus option, and Life Goal Option. The plan protects you against unfortunate incidents ...

Life Secure Plan

Bajaj Allianz Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customiza...

PLAN DETAILS

Click 2 Protect Super Plan


Life Secure Plan

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • 3 Plan Options
  • Critical Illness Benefit
  • Waiver Of Premium
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - Whole life
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Base sum assured: No limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 25 years Maximum Age - 55 years
Plan Payment modes Half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. The policy loan is not available under Bajaj Allianz Life Secure Plan.
Plan Sample Premium Rs 677/- per month Rs 670/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years 100 minus Entry Age
Claim Settlement Ratio (2023-24) 99.7 99.23

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, the plan also offers a waiver of premium on the diagnosis of critical Illness and additional cover for a spouse.

HDFC Click 2 Protect Super offers you a range of benefits including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%

Riders

Riders Available Under HDFC Click 2 Protect Super Plan

There are multiple riders available under the HDFC Click 2 Protect Super Plan that individuals can opt for:

HDFC Life Income Benefit on Accidental Disability Rider

Under this rider, individuals can avail of a benefit equal to 1% of the rider sum assured per month for the next 10 years, in case of an Accidental Total Permanent Disability.

HDFC Life Critical Illness Plus Rider

A lump sum benefit equal to the Rider Sum Assured shall be payable in case you are diagnosed with any of the 19 Critical Illnesses.

HDFC Life Protect Plus Rider

Get an extra payout on top of the base cover in case of accidental death or partial/total disability due to an accident.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.