E Term Plan
vs
Pos Saral Jeevan Bima Yojana
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
750-1728625590.webp){kind=logo} E Term Plan |
 Pos Saral Jeevan Bima Yojana |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 65 years |
| Plan Sum Assured | Basic Sum Assured: ₹51L to No Limit | Basic Sum Assured: ₹50 Thousands to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 55 years |
| Plan Payment modes | Single, Yearly, Half-Yearly, Quarterly and Monthly | Annual, Semi-Annual, Quarterly, and Monthly |
| Plan Policy loan | The policy loan is not available under Kotak e-term Plan. | The policy loan is not available under POS Saral Jeevan Bima Yojana Plan. |
| Plan Sample Premium | Rs 580-/ per month | Rs 530-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | Minimum term - 10 years Maximum term - 25 years |
| Claim Settlement Ratio (2023-24) | 98.82 | 99.1 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Kotak e-Term Plan is a pure risk cover term insurance plan that is truly an economical means of providing you with a high level of protection. It offers special premium rates to non-tobacco users and women. You can also choose additional cover through optional riders available along with the plan, thereby, ensuring complete cover against unfortunate eventualities.
Kotak e-term plan is a pure risk term insurance plan providing your family and loved ones with financial protection in the face of adversity. Kotak e-term plan offers multiple plan options namely life, life plus, and Life Secure. Kotak Life e-term plan also offers the option of Increasing or decreasing life cover based on various life stages.
Kotak e-Term Plan offers you a range of benefits including:
You can add the following riders to your Kotak e-term Plan:
Get an extra payout if you are diagnosed with 37 covered critical illnesses.
In case the policyholder gets permanently disabled due to an accident, benefits are paid under this rider.
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