Group Suraksha Plan
vs
Smart Swadhan Plus
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Group Suraksha Plan |
 Smart Swadhan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 54 years | Maximum Maturity Age - 75 years |
| Plan Sum Assured | Basic Sum Assured: ₹5 Thousands to ₹25 Thousands | Basic Sum Assured: ₹5L to No Limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 54 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Single, Yearly, Quarterly, Half-Yearly, and Monthly |
| Plan Policy loan | The policy loan is not available under Bharti AXA Group Suraksha Plan. | The policy loan is not available under SBI Life Smart Swadhan Plus Plan. |
| Plan Sample Premium | Rs 730-/ per month | Rs 540-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 1 year Maximum term - Annual Renewal | Minimum term - 10 years Maximum term - 30 years |
| Claim Settlement Ratio (2023-24) | 99.1 | 98.25 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Are you looking for a term plan that covers a group of people, is simple, and has simple and low-cost premiums? If yes, then today we have a term plan named Bharti Axa Group Suraksha for you. It provides life insurance to its members on their unfortunate death and does not require medical underwriting during purchase. It is a one-year renewable group term insurance product, and you can cover a minimum of 15 people under the same plan.
Bharti AXA Life Group Suraksha Plan offers you a range of benefits including:
You can add the following riders to your Bharti AXA Life Group Suraksha Plan:
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
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