Iprotect Smart Plan
vs
Icici Prudential Iprotect Smart Plus Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
319-1728286009.webp){kind=logo} Iprotect Smart Plan |
3924-17276800934578-17441079604678-1750399305.webp){kind=logo} Icici Prudential Iprotect Smart Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum maturity age- 99 years |
| Plan Sum Assured | Base sum assured: Subject to minimum premium to no limit. | Base sum assured- Rs 50 lakhs to Rs No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Simgle, Regular, Limited | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under ICICI iprotect Smart Plan | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 929/- per month | Rs 635/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years |
| Claim Settlement Ratio (2023-24) | 99.3 | 99.3 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhance coverage with accidental death Benefit.
With a maximum maturity age of 65 years, ICICI Pru POS iProtect Smart Term Plan comes with two plan options as Life Option and Life Plus Option.
Here are some key features of this plan:
You can add the following riders to your ICICI Pru POS iProtect Smart:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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