Iselect Smart 360 Term Plan
vs
Ishield Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
266-1727438963.webp){kind=logo} Iselect Smart 360 Term Plan |
326-1727789811.webp){kind=logo} Ishield Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 99 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Basic Sum Assured: Rs. 25 Lakhs to no limit | Base sum assured: 50 Lakhs to 1 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 60 years |
| Plan Payment modes | Single pay, yearly, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under iSelect Smart 360 Term Plan. | The policy loan is not available under ICICI i-shield plan. |
| Plan Sample Premium | Rs 543-/ per month | Rs 765-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 81 years | Minimum term - 5 years Maximum term - 85 years |
| Claim Settlement Ratio (2023-24) | 99.51 | 99.3 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Canara HSBC iSelect Smart 360 is a comprehensive protection plan that allows you to stay protected with a life cover at affordable premiums. It offers four plan options per your protection needs; you can choose from any of the options: Life Secure, Life Secure with Income, and Life Secure with Return of Premium. You can get a lump sum, regular income, or your premiums back if you stay healthy throughout the policy term. Plus, you can customize it with extra protections that suit your needs. It's simple to pick the right coverage, and you can even include your spouse in the same plan.
Let us explore the iSelect Smart 360 Term plan in this article.
Canara HSBC iSelect Smart 360 Term Plan offers you a range of benefits including:
You can add the following riders to your Canara HSBC iSelect Smart 360 Term Plan:
Get an extra payout on top of base cover upon death due to an accident.
Upon accidental total & permanent disability to the policyholder, your future premiums will be waived, and the policy will continue till maturity.
If you are diagnosed with 40 pre-specified critical illnesses, your future premiums will be waived, and the policy will continue until maturity.
If you are diagnosed with any covered terminal illness, lump sum benefit up to a maximum of Rs. 2 Crores shall be payable while you're alive.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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