Iterm Comfort Plan
vs
Smart Term Plan Plus

  • Affordable Premiums
  • Multiple plan options to choose from
  • Flexible premium payment options
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Iterm Comfort Plan vs Smart Term Plan Plus

Iterm Comfort Plan

Bandhan Life iTerm Comfort, from Bandhan Life Insurance Company, is a pure protection plan that offers a guaranteed lump sum payout in the event of your unfortunate demise. With this plan, you can get protection throughout your earning years along with add-on riders for Accidental Death and 36 Criti...

Smart Term Plan Plus

Axis Max Life Smart Term Plan Plus by Axis Max Life Insurance is a unique term insurance plan to meet the changing demands of customers at various life stages. This plan protects your family financially in case something unfortunate happens to you. You have the flexibility to choose from 7 plan vari...

PLAN DETAILS

Iterm Comfort Plan


Smart Term Plan Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Comprehensive protection
  • Special exit value
  • 2 rider benefits
  • 7 Plan Options
  • Cover Continuance Benefit
  • Inbuilt Terminal Illness Cover
Plan Maturity age Maximum Maturity Age - 70 years Maximum maturity age- 100 years
Plan Sum Assured Base sum assured: 25 lakh- 1. 25 crore Base sum assured- Rs 25 lakhs to No limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under Bandhan Life i-Term Comfort Policy loan is not available
Plan Sample Premium Rs 530-/ per month Rs 586/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term 5 years -70 years Minimum policy term- 5 years, Maximum policy term- 82 years
Claim Settlement Ratio (2023-24) 99.66 99.70

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Know More About Plans

Overview

Bandhan Life iTerm Comfort, from Bandhan Life Insurance Company, is a pure protection plan that offers a guaranteed lump sum payout in the event of your unfortunate demise.

With this plan, you can get protection throughout your earning years along with add-on riders for Accidental Death and 36 Critical Illnesses.

Bandhan Life i-Term Comfort offers you a range of benefits including:

why-choose
  • Long-term protection
  • Assured life cover with lumpsum payout
  • Flexible premium policy term
  • Inbuilt critical illness cover
  • Inbuilt accidental death benefit cover
  • Tax benefits as per law

Riders

Riders Associated with Bandhan Life i-Term Comfort Term Plan

You can add the following riders to your i-Term Comfort plan:

Bandhan Life Accidental Death Benefit Rider

Provides a lump-sum payout equal to the rider's sum assured in case of death due to an accident of the policyholder. 

Bandhan Life Critical Illness Rider

The rider provides a lump-sum payout and/or waiver of premium on diagnosis of any of the 36 listed critical illnesses.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.