No Spam
No
mis-selling
No pushy
sales324-1727956721.webp){kind=logo}
Life Raksha Plan
789-/ per month
VS
Pnb Metlife Loan And Life Suraksha Plan
532-/ per month
ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs.
The plan is offered by ICICI Pru Life Insurance company and comes with tax benefits against the premiums that you pay. The premium payment term of the Life Raksha plan is regular pay for 5 years. It is to be noted that this plan does not come with any maturity or surrender benefits.
Here are some benefits of this plan:
| PLAN DETAILS |
Life Raksha Plan |
Pnb Metlife Loan And Life Suraksha Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - NA |
| Plan Sum Assured | 10 times annual premium | Base sum assured: 5 Thousand to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 15 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Half-yearly, Quarterly, Yearly, Monthly |
| Plan Policy loan | Policy loan is not available under ICICI Life Raksha Plan | The policy loan is available under PNB MetLife Loan and Life Suraksha Plan |
| Plan Sample Premium | Rs 789-/ per month | Rs 532-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 5 years | Minimum term - 2 years, Maximum term - 25 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.57% |
|
ICICI Prudential Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
ChatGPT
Claude
Perplexity
2862-1768461875.png)
4573-17437572564599-1745910534.png){kind=logo}
