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Life Secure Plan
670/- per month
VS
Pnb Metlife Loan And Life Suraksha Plan
532-/ per month
Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.
Bajaj Life Secure Plan offers you a range of benefits including:
| PLAN DETAILS |
Life Secure Plan |
Pnb Metlife Loan And Life Suraksha Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - Whole life | Maximum Maturity Age - NA |
| Plan Sum Assured | Base sum assured: No limit | Base sum assured: 5 Thousand to no limit |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 55 years | Minimum Age - 15 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Half-yearly, Quarterly, Yearly, Monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Life Secure Plan. | The policy loan is available under PNB MetLife Loan and Life Suraksha Plan |
| Plan Sample Premium | Rs 670/- per month | Rs 532-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 100 minus Entry Age | Minimum term - 2 years, Maximum term - 25 years |
| Claim Settlement Ratio (2024-25) | 99.29% | 99.57% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
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