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Lifestyle Secure Plan
728/- per month
VS
Smart Protect Goal Plan
730/- per month
Bajaj Lifestyle Secure is a dual benefit insurance plan that combines life cover with protection against critical and terminal illnesses in one policy. Many people struggle to choose between life insurance and health insurance, but this plan addresses both needs together through a single solution. It provides financial protection for the family in case of death and offers lump sum support during serious health conditions.
Bajaj Lifestyle Secure Plan offers you a range of benefits including:
| PLAN DETAILS |
Lifestyle Secure Plan |
Smart Protect Goal Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 60 years | Maximum Maturity Age - 75/85/99 years |
| Plan Sum Assured | Base sum assured: Rs 3 lakh to 15 lakh | 50 lakh to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 50 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Lifestyle Secure Plan | The policy loan is not available under Bajaj Smart Protect Goal |
| Plan Sample Premium | Rs 728/- per month | Rs 730/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 20 years | Minimum term - 5 years Maximum term - 99 minus Entry age |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.33% |
|
Bajaj Life Smart Protect Goal In 2026 |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bajaj Lifestyle Secure:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
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