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Pnb Metlife Loan And Life Suraksha Plan
532-/ per month
VS
Smart Term Plan Plus
586/- per month
PNB Metlife has launched the PNB MetLife Loan and Life Suraksha Plan, offering life insurance along with protection for your mortgage, educational, personal, and auto loans. The policy comes in 3 types of coverage options, namely the Reducing cover option, the Level cover option, and the Increase of sum assured due to an increase in loan.
The policy allows including 2 people for education, mortgage & other housing loans in the same plan. Whereas, for group insurance maximum 50 people are allowed. The policy also comes with a joint life option where the death benefit is given to the surviving policyholder in case of death of the first life and the policy terminates.
PNB Metlife Loan & Life Suraksha Plan offers you a range of benefits including:
| PLAN DETAILS |
Pnb Metlife Loan And Life Suraksha Plan |
Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - NA | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 5 Thousand to no limit | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 15 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Half-yearly, Quarterly, Yearly, Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is available under PNB MetLife Loan and Life Suraksha Plan | Policy loan is not available |
| Plan Sample Premium | Rs 532-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 2 years, Maximum term - 25 years | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2024-25) | 99.57% | 99.70 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
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