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Are you looking to save for the future and protect your loved ones? Then Bharti AXA POS Saral Bachat Yojana might be perfect for you! A term insurance plan that gives saving options with life insurance and affordable premiums to fit your budget. Bharti AXA POS Saral Bachat Yojana is a pure protection, non-participating term insurance plan with a return of premium option so that you can take back all the paid premiums at the time of maturity.
Bharti AXA POS Saral Bachat Yojana offers you a range of benefits including:

| PLAN DETAILS |
Pos Saral Bachat Yojana |
Aditya Birla Sun Life Insurance Saral Jeevan Bima |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹40 Thousands to ₹10 Lakhs | Base sum assured: 5 lakhs to 25 Lakhs |
| Plan Entry Age | Minimum Age - 8 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Monthly, Half-Yearly or Annually |
| Plan Policy loan | The policy loan is not available under Bharti AXA Life POS Saral Bachat Yojana. | The policy loan is not available under Aditya Birla Life Saral Jeevan Bima |
| Plan Sample Premium | Rs 630-/ per month | Rs 567-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 50 years | Minimum term - 5 years, Maximum term - 40 years |
| Claim Settlement Ratio (2024-25) | 99.18% | 98.65 |
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Bharti AXA Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bharti AXA POS Saral Bachat Yojana:
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.