Precious Life
vs
Bharti Axa Life Flexi Term Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
642-1728041512.webp){kind=logo} Precious Life |
 Bharti Axa Life Flexi Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base sum assured: 2 Lac to no limit. | Base sum assured: 10 lakhs to 25 lakhs |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annually, semi-annually quarterly & monthly |
| Plan Policy loan | The policy loan is not available under ICICI Precious Life Term plan | The policy loan is not available under Bandhan Life Saral Jeevan Bima |
| Plan Sample Premium | Rs 876-/ per month | Rs 567-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 5 years, Maximum term - 20 years |
| Claim Settlement Ratio (2023-24) | 99.3 | 99.1 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Precious term plan offered by ICICI Pru Life Insurance Company is specifically designed for you which covers your pre-existing diseases such as high blood pressure, asthma, and hypertension, obesity, diabetes, and covers you even if you have recovered from cancer or any other surgeries.
ICICI Pru Precious Life is a pure-term plan, that gives comprehensive coverage for accidental death and critical illnesses as well. With a minimum entry of 18 years, this plan can be bought for a maximum age of 65 years. ICICI Pru Precious Life offers 5% loyalty discounts for the first year's premium.
Here are some key features of this plan:
You can add the following riders to your ICICI Pru Precious Life Term Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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