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Premium Return Protection Plan
627-/ per month
VS
Family Income Protector Plus Plan
511-/ per month
The Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan offers a limited premium payment term of 11 years, making it a smart choice for securing a family's future. Policyholders have the flexibility to choose a protection period (20, 25, or 30 years).
Key benefits of the Axis Max Life Premium Return Protection Plan include:
| PLAN DETAILS |
Premium Return Protection Plan |
Family Income Protector Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 75 years |
| Plan Sum Assured | Base sum assured: 50 lakhs to no limit | Basic Sum Assured: ₹14L to ₹1.4Cr. |
| Plan Entry Age | Minimum Age - 21 years Maximum Age - 55 years | Minimum Age - 25 years Maximum Age - 60 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, Semi-Annual, and Monthly |
| Plan Policy loan | Policy loans are not available under the Max Life Premium Return Protection Plan. | Policy loans are not available under the PNB MetLife Family Income Protector Plus plan. |
| Plan Sample Premium | Rs 627-/ per month | Rs 511-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 20 years Maximum term - 30 years | Minimum Term: 10 years, Maximum Term: 20 years |
| Claim Settlement Ratio (2024-25) | 99.78 | 99.57% |
|
Axis Max Life Term Insurance Plans PNB Metlife Term Insurance Plans |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Axis Max Life Premium Return Protection Plan:
Future premiums are waived if you face permanent disability or critical illness, ensuring your plan remains active without payment burden.
This rider provides an extra payout over the base sum assured in case of loss of limbs or accidental death, adding a financial safety layer.
This provides an automatic extra payout of 50% of the sum assured on accidental death, without needing a separate rider.
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