Saral Jeevan Bima
vs
Sampoorna Raksha Promise
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
3519-1727350847.webp){kind=logo} Saral Jeevan Bima |
 Sampoorna Raksha Promise |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum maturity age- 100 years |
| Plan Sum Assured | Basic Sum Assured: ₹50,000 to no limit. | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Single pay, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under HDFC Life Saral Jeevan Bima Plan. | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 630/- per month | Rs 655/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 50 years | Minimum term - 1 year Maximum term - 84 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.13 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after the death of the insured during the policy term. It is also a non-linked, non-participating plan with simple features and standard terms & conditions. Saral Jeevan has two accidental death rider options, so it is a term plan that provides comprehensive protection at an affordable price and good coverage.
Let us explore the Saral Jeevan Bima plan in this article.
HDFC Saral Jeevan Bima Plan offers you a range of benefits including:
You can add the following riders to your HDFC Life Saral Jeevan Bima Plan:
Get additional income benefits over and above your sum assured in the event of total permanent disability due to an accident.
If the policyholder passes away due to an unfortunate accident during the rider term, 100% of the rider sum assured shall be payable.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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