PLAN DETAILS |
![]() Smart Term Plan Plus |
![]() Iprotect Super Term Plan |
Premium Including GST | ||
Key Features (Key features of the plan) |
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Plan Maturity age | Maximum maturity age- 100 years | Maximum maturity age- 85 years |
Plan Sum Assured | Base sum assured- Rs 25 lakhs to No limit | Base sum assured- Rs 50 lakhs to Rs 1 crore |
Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 55 years |
Plan Payment modes | Yearly, half-yearly, quarterly, and monthly | Yearly, half-yearly, quarterly, and monthly |
Plan Policy loan | Policy loan is not available | No policy loan is available under this plan. |
Plan Sample Premium | Rs 586/- per month | Rs 761/- per month |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | Minimum policy term- 5 years, Maximum policy term- 82 years | Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age |
Claim Settlement Ratio (2023-24) | 99.70 | 99.3 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Axis Max Life Smart Term Plan Plus by Axis Max Life Insurance is a unique term insurance plan to meet the changing demands of customers at various life stages. This plan protects your family financially in case something unfortunate happens to you. You have the flexibility to choose from 7 plan variants based on your future financial goals. This plan offers inbuilt terminal illness coverage and an option to enhance coverage with additional rider benefits.
Max Life Smart Term Plan offers you a range of benefits including:
You can choose the following riders with your Axis Max Smart Term Plan Plus to enhance your plan coverage:
In case the policyholder is diagnosed with 22 and 64 critical illnesses or suffers from permanent disability due to an accident the rider benefits are paid.
This rider waives off all future premiums of your policy under these circumstances- critical illness, dismemberment, or death.
In case the policyholder suffers death or dismemberment due to an accident, rider benefits are paid to either the policyholder or the nominee.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.