Total Protect Plus Plan
vs
Guaranteed Protection Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Total Protect Plus Plan |
 Guaranteed Protection Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 100 years | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Base sum assured: Rs 25 lakhs to no limit. | Base sum assured: Rs 50 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Protect Plus Plan. | The policy loan is not available under IndiaFirst Guaranteed Protection Plan. |
| Plan Sample Premium | Rs 589-/ per month | Rs 563-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 100 years | Minimum term - 10 years Maximum term - 81 years |
| Claim Settlement Ratio (2023-24) | 99.2 | 97.04% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Edelweiss Life Total Protect Plus is a pure protection plan that comes with 3 plan options such as Life Cover Option, Return of Premium Option, and Live Long Option. Edelweiss Life Total Protect Plus offers all-around protection to take care of your dependents with their ever-changing responsibilities.
The plan also offers life coverage up to the age of 100 years at affordable premiums, an option to add your spouse to the same plan, and return your paid premiums as survival benefits.
Edelweiss Life Total Protect Plus offers you a range of benefits including:
You can add the following riders to your Edelweiss Life Total Protect Plus:
Under this rider, an additional sum assured along with the base plan death benefit is paid in case of the death of the policyholder due to an accident in the policy term.
Under the accidental disability rider, Benefits are offered in case of the policyholder’s disability or demise due to the accident.
Under this rider, if you have been hospitalized due to any reason, which affects your income, the rider will provide you with a daily allowance almost similar to your income and other post-hospitalization benefits. So you can focus on health recovery rather than worrying about the finances.
Under this rider, if you have been diagnosed with any of the 12 listed critical illnesses, you will receive a lump sum assured amount to manage your expenses along with waiving off all the future premiums of the policy.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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