What is the Amrit Atal Abhiyan Health Insurance Scheme?

It is a health insurance scheme launched by the state government of Assam in December 2016. The scheme offers coverage to families falling under the BPL and APL categories with an annual income of less than INR 5 Lakhs.

How many treatments are covered under the Atal Amrit Yojana?

There are a total of 437 diseases and medical treatments covered under the scheme divided into 6 categories, namely: Cancer Heart Diseases Kidney Diseases Neurological Ailments Neonatal Ailments Burns

Who is eligible to avail of Atal Amrit Abhiyan Yojana?

Families who earn less than INR 5 lakhs and are officially Below the Poverty Line and Above the Poverty Line are eligible to register under the Atal Amrit Abhiyan Health Insurance Scheme.

Where can you avail of the treatments under the Atal Amrit Abhiyan Health Insurance Scheme?

The government-impanelled hospitals and CGHS hospitals within and outside of the state will offer cashless hospitalization and treatment facilities to the citizens of Assam. You can avail of the treatments by showing your Atal Amrit Abhiyan card.

How much sum insured is available under the Atal Amrit Abhiyan Health Insurance Scheme?

Annually, beneficiaries of the health scheme are provided with INR 2 Lakhs of health coverage in all listed hospitals.

Written by Simran Kaur Vij

Published: 12 Aug 2024

Updated: 27 May 2026

3 min read

Expert Verified

IRDAI Licensed

Atal Amrit Abhiyan: A New-Age Healthcare Initiative

Over the years, both state and central governments in India have launched numerous healthcare initiatives. Popular government health insurance schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, Rashtriya Swasthya Bima Yojana, and Employment State Insurance Scheme aim to protect the financially weaker sections of society.

Similarly, to safeguard Below Poverty Line (BPL) and Above Poverty Line (APL) families financially during unforeseeable medical emergencies, the Government of Assam launched the 'Atal Amrit Abhiyan' health insurance scheme.

Originally launched on December 25, 2016, the scheme provides coverage against life-threatening ailments such as cancer, cardiovascular diseases, and more. It offers annual coverage of INR 2 lakh along with cashless hospitalization for critical illnesses. To register your family under the Atal Amrit Abhiyan Scheme, visit the official website of the Assam Government.

Let's explore more about the Atal Amrit Abhiyan health insurance scheme and its impact on the families of Assam.

Atal Amrit Abhiyan: Eligibility Criteria

Atal Amrit Abhiyan health insurance scheme benefits are available to:

All Below Poverty Line (BPL) families with an annual income of up to INR 1.2 lakh are eligible for free healthcare under the Atal Amrit Yojana.
Above Poverty Line (APL) families with an annual income between INR 1.2 lakh and INR 5 lakh. A nominal annual fee of INR 100 per member is charged to avail of the scheme.
Individuals currently employed or retired from central or state government service are not eligible for the Atal Amrit Yojana.
Applicants and their families must be residents of Assam. Documents are thoroughly checked to determine BPL or APL status.

What Is Covered Under Atal Amrit Abhiyan?

A total of 437 medical procedures are covered under the Atal Amrit Abhiyan Health Insurance Scheme, divided into 6 categories:

Cancer
Heart Diseases
Kidney Diseases
Neurological Ailments
Neonatal Ailments
Burns

Atal Amrit Abhiyan Benefits

The Atal Amrit Abhiyan Yojana offers numerous benefits to the state population, including:

Cashless hospitalization for families in government-empanelled and CGHS hospitals, both within and outside Assam, providing peace of mind and allowing patients to focus on treatment.
Families are entitled to INR 2 lakh per annum for serious illnesses, which would otherwise be unaffordable for BPL and APL families due to medical inflation.
Coverage for serious illnesses such as cancer, heart ailments, and neurological diseases.
Pre-existing conditions are covered from day one of active coverage under the Atal Amrit Abhiyan Yojana.

Documents Required for Atal Amrit Abhiyan Yojana Registration

If you belong to a BPL or APL family in Assam, registering for the Atal Amrit Abhiyan health insurance scheme is straightforward. You will need the following documents:

Voter ID card for all family members.
EPIC card (If including minors, present their original birth certificate).
Income proof for every family member to demonstrate an annual family income of less than INR 5 lakh.
Aadhar card.
A photograph of the patient, attested by a doctor.

How To Apply For Atal Amrit Abhiyan Health Insurance Scheme?

Follow these steps to apply for the Atal Amrit Abhiyan Yojana:

Visit the official website of the Assam Health and Welfare National Health Mission.
Fill in the necessary details on the official website or obtain the application form from your nearest health enrolment centre.
Submit the application along with the required documents at the office of the Joint Director of Health Services in your area.
Once your documents are verified, you will receive an Atal Amrit Abhiyan Card, which can be used to avail cashless treatments in all government-empanelled hospitals.

Latest Developments in Atal Amrit Abhiyan Health Insurance Scheme

The Atal Amrit Abhiyan Health Insurance Scheme has been active in Assam since December 2016. The Assam government has observed a positive response, with a significant number of state residents applying since its launch.

As of March 2020, there have been 245,491 Above Poverty Line (APL) family enrollments, 15,889,339 Below Poverty Line (BPL) family enrollments, and a total of 85,717 treatments. The state government has also committed to bearing an additional burden of INR 200 crore to implement the scheme.