Aditya Cancer Secure Plan vs Max Bupa Critical Illness

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three stages of cancer whether it’s an early stage, major or advanced stage. The plan offers robust coverage along with high-sum insured options ranging from,

• 5 – 10 lakhs (in multiples of 1 lakh)
• 15 – 25 lakhs (in multiples of 5 lakhs)
• 30 – 50 lakhs (in multiples of 10 lakhs)
• 1 crore

The plan has a minimal survival period of just 7 days allowing policyholders to avail of cancer coverage effectively within a short span of time. The initial waiting period for Aditya Birla Activ Secure Cancer Secure Plan is 90 days and 180 days for early-stage cancer. Insurance holders get a lump sum payout on detection of all cancer stages. On diagnosis of early cancer stage, a 50% sum insured is available to a maximum of INR 10 Lakhs, on diagnosis of major cancer stage 100% sum insured is paid to the insured life, and on diagnosis of advanced cancer stage 150% of sum insured can be claimed by the insured individual. Aditya Birla Capital Cancer Secure plan offers optional covers such as second e-opinion and wellness coach to the policyholders. We at PolicyX have compiled all the insights required to make an informed decision regarding this plan

Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical illness whether they are young or old, which can be financially, physically, and emotionally distressing. Having strong critical illness insurance coverage is crucial because the treatment of these diseases takes a very long time to complete and costs a hefty amount. For scenarios like these, the insurance providers offer critical illness insurance plans. One such plan is the Niva Bupa Critical Illness policy. In this article, we will discuss the features, advantages, and coverage offered by the Niva Bupa Critical Illness Plan as well as why it is a good option for people looking for critical illness covers.

Introduction to Critical Illness Insurance

When a diagnosis of a life-threatening medical condition occurs that requires extravagant funds to be treated, critical illness insurance is intended to provide the policyholders with financial assistance. When a covered disease or condition is diagnosed, critical illness coverage pays out in one lump sum amount, unlike typical health insurance. This payment may be utilized to pay for any costs associated with the treatment or therapies, including medical bills, lost wages due to lifestyle changes, etc.

Eligibility Criteria

The applicant should consider the following criteria:

• Minimum age requirement - 18 Years
• Maximum age requirement - 65 Years