VS
PLAN DETAILS |
![]() Care Plus Plan |
![]() Ultimate Care |
Premium Including GST | ||
Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
Key Features (Key features of the plan) |
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OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
Hospital_network (Number of Hospital Network in city) |
21700 | 21700 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Available |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Available |
Plan Entry Age | 5 Years to No age limit | Min: Child-91 days; Adult- 18 years, Maximum: Child-24 years, Adult- Lifelong |
Plan Premium Entry Age and S/A | N/A | 6491 |
Plan Waiting Period | 30 | 30 |
Plan Coverage | Individual an family floater | Lifelong |
Plan Sample Premium | N/A | 6491 |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | 1,2,3 Years | 1, 2, 3, 4, 5 years |
ICU Charges | Covered | Covered |
Covid-19 Treatment | Covered | Covered |
Cataract | Covered | Covered |
Automatic Restoration | Covered | Covered |
Ayush Treatment | Covered | Covered |
Modern Treatment | Covered | Covered |
E Consultation | Covered | Covered |
Air Ambulance | Covered | Covered |
Global Coverage | Not Covered | Not Covered |
Claim Ratio | 92.81 | 92.81 |
Solvency Ratio | 1.74 | 1.74 |
Care Health Insurance Plan Detailed Review Ultimate CARE Health Insurance Review 2025 | Care Health New Plan 2025 | Care Health Insurance |
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive inflation-proof coverage and keeps you safe against a medical crisis. Care Plus is a unique plan that covers people of all age groups without any upper age limit. Care Plus Health Insurance offers a multitude of benefits such as the latest technology treatments, outpatient dental, and ophthalmic treatments, personal accident cover, unlimited e-consultation, health programs that offer rewards, and much more.
Care Plus Health Insurance offers sum insured options for INR 3 lakh, 5 lakh, 7 lakh, 10 lakh, and 25 lakh. Moreover, Care Plus offers various add-on benefits like an international second opinion that allows the insured to avail a second opinion from a medical practitioner outside India for any specific major illness/injury and smart select which provides a customer with a 15% discount by getting treatment from selected network hospitals.