Care Secure Personal Accident Policy
vs
Family Medicare Policy

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Care Secure Personal Accident Policy vs Family Medicare Policy

Care Secure Personal Accident Policy

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental burns, fractures, mortal remains mobility, and much more. This individual personal accidental insurance Care Secure policy provides financial support...

Family Medicare Policy

A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anybody between 18 and 65 can get this insurance for themselves, their spouse, and any dependent children, either on an individual sum insured basis or a floater basis. Only renewals are permitted after the age o...

PLAN DETAILS

Care Secure Personal Accident Policy


Family Medicare Policy

Premium Including GST
Product Type Accident Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • PTD & PPD cover
  • Cover for child education
  • 100% accidental death payout
  • High SI
  • Optional Covers
  • ICU Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
21600 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Covered
Plan Entry Age 18 to 70 Years Minimum: 18 years Maximum: 65 years
Plan Premium Entry Age and S/A N/A 4467
Plan Waiting Period N/A 30
Plan Coverage - Individual/Family Floater
Plan Sample Premium N/A 4467
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 Year
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 100 91.10
Solvency Ratio 1.8 0.2
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Overview

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental burns, fractures, mortal remains mobility, and much more.

This individual personal accidental insurance Care Secure policy provides financial support to the family members including legally married spouses, children, parents, grandparents, grandchildren, and other dependent relatives of the policyholder.

Additionally, the lifelong renewability benefit of this policy provides educational support to your children to ensure them a bright future, with or without your presence. Given the insured has met with an accident that led them to their demise or a permanent total disablement when they're unable to take care of their child's education.

This page discusses everything you need to know about the Care Secure insurance policy, read further to know more.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.