Care Secure Personal Accident Policy
vs
Icici Lombard Group Plan

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Care Secure Personal Accident Policy vs Icici Lombard Group Plan

Care Secure Personal Accident Policy

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental burns, fractures, mortal remains mobility, and much more. This individual personal accidental insurance Care Secure policy provides financial support...

Icici Lombard Group Plan

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customers, and office or society members. Irrespective of their age, gender, occupation or socio-economic status, these plans provide the same extent of insur...

PLAN DETAILS

Care Secure Personal Accident Policy


Icici Lombard Group Plan

Premium Including GST
Product Type Accident Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • PTD & PPD cover
  • Cover for child education
  • 100% accidental death payout
  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
21600 10800
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 18 to 70 Years Min- 180 days, Max- 95 years
Plan Premium Entry Age and S/A N/A NA
Plan Waiting Period N/A 30
Plan Coverage - -
Plan Sample Premium N/A NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 Year
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 100 98.53
Solvency Ratio 1.8 2.5

Know More About Plans

Overview

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental burns, fractures, mortal remains mobility, and much more.

This individual personal accidental insurance Care Secure policy provides financial support to the family members including legally married spouses, children, parents, grandparents, grandchildren, and other dependent relatives of the policyholder.

Additionally, the lifelong renewability benefit of this policy provides educational support to your children to ensure them a bright future, with or without your presence. Given the insured has met with an accident that led them to their demise or a permanent total disablement when they're unable to take care of their child's education.

This page discusses everything you need to know about the Care Secure insurance policy, read further to know more.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.