Global Health Secure Plan
vs
Criticare Plus

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Global Health Secure Plan vs Criticare Plus

Global Health Secure Plan

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the Aditya Birla Global Health Secure plan is always ready to outperform. You might have questions about its coverage benefits, worry not! Check here the ...

Criticare Plus

Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesses. Star Criticare Plus provides a lump sum payment for long-term diseases such as cancer, chronic kidney disease, brain tumor, major organ transplant,...

PLAN DETAILS

Global Health Secure Plan


Criticare Plus

Premium Including GST
Product Type Individual Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • 16 major illness cover
  • International second e-opinion
  • Worldwide cashless treatment
  • Cover 1 family member
  • 30% Co-payment
  • Non-allopathic treatments
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
11000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Applicable
Plan Entry Age Child: 91 days - 5 years, Adult: 18 - 65 years 18 to 65 years
Plan Premium Entry Age and S/A NA 8400
Plan Waiting Period 30 90
Plan Coverage - -
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 years 1 Year
ICU Charges Covered Covered
Covid-19 Treatment Covered Not Covered
Cataract Not Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Not Covered Not covered
Air Ambulance Not Covered Not covered
Global Coverage Not Covered Not covered
Claim Ratio 64.68 99.21
Solvency Ratio 2.3 2.19

Know More About Plans

Overview

When you have access to everything global, why should your healthcare be any different?

To cater to your global healthcare services requirements, the Aditya Birla Global Health Secure plan is always ready to outperform. You might have questions about its coverage benefits, worry not!

Check here the key highlights:

  • Treatment covers for 16 major illnesses
  • Cashless hospitalisation across a global network hospitals
  • International travel and accommodation expenses cover
  • Organ donor cover
  • Visa documentation guidance

Additionally FYI, this global health insurance plan is available only for those who already have a domestic health insurance indemnity policy (mandatory in India), the sum insured of which should be INR 10 Lakhs or more than that. There’s no age limit for renewing the policy, meaning you can renew your policy after every completed policy tenure. It will help you maintain your health while wandering globally or outside India and save you from unwanted financial strain.

This plan page discusses the further aspects of Aditya Birla Global Health Secure policy including eligibility criteria, benefits, exclusions, and so on. To know more, scroll below!

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.