Icici Lombard Health Advantedge Plan
vs
Icici Lombard Health Booster Policy

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Icici Lombard Health Advantedge Plan vs Icici Lombard Health Booster Policy

Icici Lombard Health Advantedge Plan

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insurance that secures your loved ones with a multitude of features including: Restoration Benefit Cumulative Bonus Health Rewards Domestic Air Ambulance Ne...

Icici Lombard Health Booster Policy

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, ...

PLAN DETAILS

Icici Lombard Health Advantedge Plan


Icici Lombard Health Booster Policy

Premium Including GST
Product Type Individual and Family Health Insurance Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover
  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
10800 10800
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 18 - 65 years Min- 6 years , Max- No Limit
Plan Premium Entry Age and S/A 7,433 NA
Plan Waiting Period 30 30
Plan Coverage Individual/ Family Floater -
Plan Sample Premium 7,433 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years 1, 2, 3 Year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Not Covered -
E Consultation Covered -
Air Ambulance Covered -
Global Coverage Covered -
Claim Ratio 98.53 98.53
Solvency Ratio 2.5 2.5

Know More About Plans

Overview

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insurance that secures your loved ones with a multitude of features including:

  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance
  • New Born and Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover and more

The policy provides a wide range of sum insured options and provides an additional cover against 20 critical illnesses including cancer. These add-ons also include maternity insurance for both the mother and the newborn baby is available for individuals who opt for a Sum Insured above 5 Lakhs. The policy offers all-around health care with value-added services like wellness programs through which policyholders can benefit by adapting to healthy habits.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.