Kotak Group Accident Protect Health Plan
vs
Niva Bupa Group Health Insurance
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Kotak Group Accident Protect Health Plan |
 Niva Bupa Group Health Insurance |
| Premium Including GST | ||
| Product Type | Individual | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | - |
| Hospital_network (Number of Hospital Network in city) |
9450 | 10425 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | - |
| Plan Entry Age | 5 years to 65 Years | Flexible eligibility |
| Plan Premium Entry Age and S/A | - | NA |
| Plan Waiting Period | NA | NA |
| Plan Coverage | Individual | Group Health |
| Plan Sample Premium | NA | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | NA |
| ICU Charges | - | - |
| Covid-19 Treatment | - | - |
| Cataract | - | - |
| Automatic Restoration | - | - |
| Ayush Treatment | - | - |
| Modern Treatment | - | - |
| E Consultation | - | - |
| Air Ambulance | - | - |
| Global Coverage | - | - |
| Claim Ratio | 96.76 | 98 |
| Solvency Ratio | 2.2 | 2.55 |
It's insurance against adversities caused due to accidents.
The Union Minister of Road Transport and Highways, Nitin Gadkari, revealed that over 4.8 Lakh road accidents occurred on India's roads in 2024, resulting in 1.72 lakh fatalities. Furthermore, crashes increased by 4.2%, and fatalities increased by 2.6% compared to previous years.
Given the situation, these cases do not show any shortfall. So, it is better to buy accidental coverage insurance now than later. Zurich Kotak Group Accident Protect insurance is a health insurance plan that offers coverage for accidental death, temporary partial and total disability, children's educational grants, inpatient hospitalization caused by accidents, and more.
This page discusses all the coverage benefits related to the Zurich Kotak Group Accident Protect plan. Read on to learn more.
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