Koti Suraksha Plan
vs
Cancer Guard Policy
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
3468-1730263519.webp){kind=logo} Koti Suraksha Plan |
 Cancer Guard Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12000 | 3000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Minimum: 18 years Maximum: 65 years | 3 months to 65 Years |
| Plan Premium Entry Age and S/A | 11285 | 929 |
| Plan Waiting Period | 30 | 90 |
| Plan Coverage | Individual/Family Floater | - |
| Plan Sample Premium | 11285 | 929 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1,2,3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 98.59 | 90.73 |
| Solvency Ratio | 1.7 | 1.8 |
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Company is divided into two sections wherein section A is a health cover with an add-on critical illness cover and a separate health cover which is a floater option with Hospital Cash Benefit. Koti Suraksha is a policy that gives you a cover of Rs. 1 crore at affordable premiums. Investing in one crore insurance is imperative to beat the ever-rising medical inflation and protect yourself and your family. Hdfc ergo Koti Suraksha covers medical expenses such as COVID-19, hospitalization expenses, surgery expenses, daycare procedures, AYUSH treatment, and more.
HDFC ERGO Koti Suraksha is not just a simple health care plan but also a wellness partner, providing value-added services like access to nutrition, fitness, and psychological counseling via a health coach and discounts on OPD, pharmacy bills, and diagnostic centers. HDFC ERGO Koti Suraksha is divided into platinum and titanium options offering different coverage options. Hdfc ergo koti suraksha provides optional covers like overseas treatment and emergency worldwide coverage to support insurance holders in the face of adversity.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
You May Also Know About
