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Star Cancer Care Platinum Policy
VS
Star Young Star Extra Protect Plan
| PLAN DETAILS |
Star Cancer Care Platinum Policy |
Star Young Star Extra Protect Plan |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Not Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Not Applicable |
| Plan Entry Age | 18 to 65 Years | 91 days - 40 years |
| Plan Premium Entry Age and S/A | 27,854 | N/A |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1/2/3 years |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Not Covered | Not Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.21 | 99.21 |
| Solvency Ratio | 2.19 | 2.19 |
|
Star Cancer Care Platinum Plan Policy |
||
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially prepared for the tough battle against a deadly disease such as cancer. To help in such scenarios, Star Cancer Care Platinum Insurance Plan is a one-year policy individual health insurance plan meant for individuals between the ages of 5 months and 65 years who are eligible to purchase the health plan. There are multiple coverage features under the Star Cancer Care Platinum Policy:
The sum insured options available under the plan range between INR 5 to 10 Lakhs along with wellness and hospice care benefits. In case the insured individual purchases or renews the policy at the age of 61 years then they are subjected to a 10% co-pay.
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