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Star Family Health Plans
VS
Icicilombard Health Shield 360 Plan
N/A
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are designed with you and your family in mind. Star Health Insurance for families offers varied benefits tailored to ensure you make the best choice in securing every family member. Star health mediclaim policy for families is a comprehensive health insurance plan that goes a long way in reducing your financial burden. The plans are available on both individual and family floater basis and people aged between 3 months to 65 years can be covered under this policy. Policyholders can avail of benefits for themselves, their spouses, and dependents under this plan.
Star Health Insurance for Family offers multiple comprehensive benefits to policyholders
| PLAN DETAILS |
Star Family Health Plans |
Icicilombard Health Shield 360 Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 10600 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Available |
| Plan Entry Age | 3 months to 65 years | 21 to 75 Years |
| Plan Premium Entry Age and S/A | NA | 6,500 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual and Family Floater |
| Plan Sample Premium | - | N/A |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 / 2 / 3 year | 1 Year |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Covered |
| Claim Ratio | 99.21 | 97.16 |
| Solvency Ratio | 2.19 | 2.62 |
|
Star Health Insurance Plan Detailed Review ICICI Lombard Health Shield 360 Full Review | ICICI Lombard Health Insurance Plan | ICICI Lombard |
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