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Tata Aig Medicare Premier Plan
5430
VS
Pnb Oriental Royal Mediclaim Insurance Policy
8393
| PLAN DETAILS |
Tata Aig Medicare Premier Plan |
Pnb Oriental Royal Mediclaim Insurance Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11000 | 4000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Covered |
| Plan Entry Age | 91 days to 65 years | 18 to 79 Years |
| Plan Premium Entry Age and S/A | 5430 | 8393 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 5430 | 8393 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 96.70 | 91.62 |
| Solvency Ratio | 3.9 | 0.6 |
|
Oriental Health Insurance |
||
TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and family floater basis, the plan ensures you receive premium medical care with 8,000+ network hospitals available for cashless hospitalisation across the country.
Cover your parents and parents-in-law above the age of 65 years as well as dependent children as young as 91 days old.
Sum insured options available under the policy range between INR 5 Lakhs to 3 Crores ensuring availability of adequate sum insured. Tata Medicare premier policy term options vary between 1/2/3 years along with the benefit of lifetime renewability.
To keep you motivated towards living a healthy lifestyle TATA AIG Medicare Premier comes with a wellness program. Earn multiple wellness rewards by downloading the TATA AIG app on the Google Play Store and Apple Store.
When it comes to extensive coverage, Tata AIG Medicare Premier is gaining popularity with an extensive list of features like:
In this article, we aim to simplify your purchase decision by providing you with all the vital details, necessary information, features & benefits of the plan.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
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