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Century Plan vs Smart Life Plan

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Century Plan vs Smart Life Plan

Century Plan

PNB Century Plan provides you with whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the policy tenure. You can choose from various rider options to enhance your coverage as per your requirements. There are flexible options availabl...

Smart Life Plan

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st policy year to look after immediate financial needs. Policyholders can use such bonuses to take care of their families in their absence. Kotak SmartLife Pl...

PLAN DETAILS

Century Plan


Smart Life Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Multiple plan options
  • Bonuses
  • Flexible income pay
  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Plan Uniqueness
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise
  • Comprehensive Protection
  • Survival Benefit
  • Maturity benefit
Plan Maturity age Maximum Maturity Age - 100 years Maximum Maturity Age - 75 years
Premium payment term 5 to 15 years 6, 8, 10, 12, and 15 years
Plan Entry Age Minimum Age - 30 days Maximum Age - 65 years Minimum Age - 3 years Maximum Age - 55 years
Sum assured No limit Rs. 2,50,000 to No limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 100 minus entry age 75 years less entry age of life insured
Claim Settlement Ratio (2024-25) Minimum Age - 3 year Minimum Age - 5 year

Know More About Plans

PNB Century Plan provides you with whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the policy tenure.

You can choose from various rider options to enhance your coverage as per your requirements. There are flexible options available to pay the premium amount, as well as modal factors. This article provides you with complete information about the PNB Metlife Century Plan.

PNB MetLife Century Plan offers you a range of benefits including:

why-choose
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise
  • Survival benefits on request
  • Flexibility to choose maturity option

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