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Flexi Smart Plus
VS
Hdfc Pro Growth Plus
| PLAN DETAILS |
Flexi Smart Plus |
Hdfc Pro Growth Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 75 years |
| Premium payment term | Annual, half-yearly, quarterly & monthly | 10 to 30 years |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 14 years Maximum Age - 65 years |
| Sum assured | 10 times annual premium | Higher of 10 x annualized premium or 0.5 x policy term x annualized premium |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | Minimum 5 years to Maximum 30 years | 10 to 30 years |
| Claim Settlement Ratio (2024-25) | 98.83% | Minimum Age- 14 year |
SBI Life Flexi Smart Plus is a non-linked life insurance plan This plan offers the required comprehensive life insurance cover along with investment opportunities. It is a participating variable insurance plan that allows the beneficiary to receive the sum assured or 105% of total premiums paid as of the date of intimation of death claim in the form of death benefits.
This plan comes out with regular and guaranteed benefits along with few other advantages such as bonus interest rates, premium holidays, etc. It also offers the flexibility to adapt to your ever-changing needs, thus, it helps to accomplish all your goals.
This plan offers you various benefits including:
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