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Flexi Smart Plus vs Sbi Life Smart Shield Premier

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Flexi Smart Plus vs Sbi Life Smart Shield Premier

Flexi Smart Plus

SBI Life Flexi Smart Plus is a non-linked life insurance plan    This plan offers the required comprehensive life insurance cover along with investment opportunities. It is a participating variable insurance plan that allows the beneficiary to receive the sum assured or 105% of total premi...

Sbi Life Smart Shield Premier

SBI Life - Smart Shield Premier is a plan designed for individuals who want enhanced financial protection and flexibility. This plan offers enhanced financial protection and flexibility, designed to meet the needs of individuals seeking comprehensive life coverage and growing financial security. It ...

PLAN DETAILS

Flexi Smart Plus


Sbi Life Smart Shield Premier

Premium Including GST
Key Features
(Key features of the plan)
  • Offers Surrender Benefit
  • Tax Benefits Available
  • 100% Guaranteed Returns
  • abcd
Plan Uniqueness
  • Partial Withdrawal
  • Guranteed Death Benefit
  • Maturity Benefit
  • -
Plan Maturity age Maximum Maturity Age - 65 years 85 years
Premium payment term Annual, half-yearly, quarterly & monthly Limited pay, regular pay
Plan Entry Age Minimum Age - 18 years Maximum Age - 60 years 18 years-60 years
Sum assured 10 times annual premium 2 crores to no limit
Premium payment frequency Annual, half-yearly, quarterly & monthly Monthly, yearly, half-yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum 5 years to Maximum 30 years 10 years- 85-entry age
Claim Settlement Ratio (2024-25) 98.83% 98.83%

Know More About Plans

SBI Life Flexi Smart Plus is a non-linked life insurance plan    This plan offers the required comprehensive life insurance cover along with investment opportunities. It is a participating variable insurance plan that allows the beneficiary to receive the sum assured or 105% of total premiums paid as of the date of intimation of death claim in the form of death benefits.

This plan comes out with regular and guaranteed benefits along with few other advantages such as bonus interest rates, premium holidays, etc. It also offers the flexibility to adapt to your ever-changing needs, thus, it helps to accomplish all your goals. 

This plan offers you various benefits including:

why-choose
  • Guaranteed Minimum Bonus
  • Interim Bonus
  • Flexibility
  • Surrender Benefit
  • Partial Withdrawals
  • Revival/renewal

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