Guaranteed Return Insurance Plan
vs
Kotak Platinum Insurance

  • Choose your coverage tenure
  • Multiple sum assured options
  • Enhance coverage with add-ons
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Guaranteed Return Insurance Plan vs Kotak Platinum Insurance

Guaranteed Return Insurance Plan

Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, you can build wealth with guaranteed returns and enjoy life coverage throughout the policy term. With this plan, you can choose a premium payment term mode to maximize your...

Kotak Platinum Insurance

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the same product. Rather than an average savings plan, this plan provides three different investment strategies to maximize long-term returns. Kotak Platinu...

PLAN DETAILS

Guaranteed Return Insurance Plan


Kotak Platinum Insurance

Premium Including GST
Key Features
(Key features of the plan)
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders
Plan Uniqueness
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
  • Tax benefits
  • Partial withdrawal
  • Fund options
Plan Maturity age Subject to lower of max-age at entry plus policy term Maximum maturity age: 75 years
Premium payment term 5 to 12 years 5,10,15 and 30 years
Plan Entry Age Minimum Age - 45 years Maximum Age - 65 years Minimum entry age: 1 years Maximum entry age: 65 years
Sum assured Death Benefit Multiple x Annualized Premium 25 times AP
Premium payment frequency Annual, half-yearly, quarterly & monthly Yearly, Half-yearly, Quarterly, Monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 6 to 13 years 10 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 0 year Minimum Age - 5 year

Know More About Plans

Overview

Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, you can build wealth with guaranteed returns and enjoy life coverage throughout the policy term.

With this plan, you can choose a premium payment term mode to maximize your savings or pay a lump sum amount as a single pay. Under the endowment option, a percentage of the Guaranteed Maturity Benefit will be accrued each policy year and shall be paid at maturity. What's more, the plan allows you to add your spouse to the same policy with a joint life cover feature. You can even customize the plan for additional protection and increase life cover with multiple rider options.

Tata AIA Guaranteed Return Plan offers you a range of benefits including:

why-choose
  • Choice of 3 plan variants
  • Guaranteed maturity benefit
  • Guaranteed additions
  • Choice of multiple policy terms
  • Choice of rider options

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.