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Hdfc Assured Gain Plus vs Kotak Wealth Optima

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Hdfc Assured Gain Plus vs Kotak Wealth Optima

Hdfc Assured Gain Plus

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family after your demise and a saving component to help you plan your finances for the future. This plan gives you exclusive features such as: Coverage for the full policy ...

Kotak Wealth Optima

Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of your uncertain demise. Two flexible investment strategies are available for you to choose from- Self-managed strategy and Age-based strategy. You can al...

PLAN DETAILS

Hdfc Assured Gain Plus


Kotak Wealth Optima

Premium Including GST
Key Features
(Key features of the plan)
  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
  • Wealth boosters
  • Whole life coverage option
  • Yearly additions
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Wealth boosters
  • Whole life cover
  • Yearly additions
Plan Maturity age Maximum Maturity Age- 80 years Maximum maturity age: 99 years
Premium payment term Limited, Single 5/7/10/60- Entry Age
Plan Entry Age Min- 3 years, Max- 65 years Minimum entry age: 3 years Maximum entry age: 65 years
Sum assured No limit 10 Times of Annual Premium
Premium payment frequency Monthly, Quarterly, Half-Yearly or Annually -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12, 15 years 99- Age of life insured
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family after your demise and a saving component to help you plan your finances for the future.

This plan gives you exclusive features such as:

why-choose
  • Coverage for the full policy term while you pay for just five years.
  • Guaranteed sum assured on maturity.
  • Increasing sum assured through bonuses.
  • Rider protection for enhanced coverage. 

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