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Hdfc Assured Gain Plus vs Sbi Life Smart Humsafar Plan

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Hdfc Assured Gain Plus vs Sbi Life Smart Humsafar Plan

Hdfc Assured Gain Plus

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family after your demise and a saving component to help you plan your finances for the future. This plan gives you exclusive features such as: Coverage for the full policy ...

Sbi Life Smart Humsafar Plan

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy. You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores a...

PLAN DETAILS

Hdfc Assured Gain Plus


Sbi Life Smart Humsafar Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
  • Joint life plan
  • Waiver of premiums
  • Participation in profits
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Participation in profits
  • Waiver of premiums
  • Tax Benefits
Plan Maturity age Maximum Maturity Age- 80 years Maximum maturity age: 65 years
Premium payment term Limited, Single Same as the policy term
Plan Entry Age Min- 3 years, Max- 65 years Minimum entry age: 30 years Maximum entry age: 60 Years
Sum assured No limit Minimum sum assured: 1 Lakh Maximum sum assured: 5 Crores
Premium payment frequency Monthly, Quarterly, Half-Yearly or Annually Monthly, Quarterly, Half-yearly, and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12, 15 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family after your demise and a saving component to help you plan your finances for the future.

This plan gives you exclusive features such as:

why-choose
  • Coverage for the full policy term while you pay for just five years.
  • Guaranteed sum assured on maturity.
  • Increasing sum assured through bonuses.
  • Rider protection for enhanced coverage. 

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