Hdfc Assured Gain Plus
vs
Sbi Smart Elite

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  • Multiple sum assured options
  • Enhance coverage with add-ons
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Hdfc Assured Gain Plus vs Sbi Smart Elite

Hdfc Assured Gain Plus

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family after your demise and a saving component to help you plan your finances for the future. This plan gives you exclusive features such as: Coverage for the full policy ...

Sbi Smart Elite

SBI Insurance company has been serving the finest insurance products to their customers, such as life insurance, health insurance, motor insurance, or travel insurance. SBI Life Insurance Company has launched a new life insurance plan named SBI Life Smart Elite Plan that provides financial protectio...

PLAN DETAILS

Hdfc Assured Gain Plus


Sbi Smart Elite

Premium Including GST
Key Features
(Key features of the plan)
  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
  • 9 Investment Fund Choices
  • Switching Option Available
  • Surrender Policy Anytime
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Death Benefits
  • Maturity Benefits
  • Fund Switching
Plan Maturity age Maximum Maturity Age- 80 years Maximum Maturity Age - 65 years
Premium payment term Limited, Single LPPT: 7/10/12 years, Single-Premium
Plan Entry Age Min- 3 years, Max- 65 years Minimum Age - 18 years Maximum Age - 60 years
Sum assured No limit 105% of total premiums
Premium payment frequency Monthly, Quarterly, Half-Yearly or Annually Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12, 15 years 5 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age- 14 year

Know More About Plans

Overview

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family after your demise and a saving component to help you plan your finances for the future.

This plan gives you exclusive features such as:

why-choose
  • Coverage for the full policy term while you pay for just five years.
  • Guaranteed sum assured on maturity.
  • Increasing sum assured through bonuses.
  • Rider protection for enhanced coverage. 

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.