Hdfc Guaranteed Wealth Plus
vs
Century Plan

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  • Multiple sum assured options
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Hdfc Guaranteed Wealth Plus vs Century Plan

Hdfc Guaranteed Wealth Plus

‘A plan that helps you save for your future goals’. The insurance market is filled with several insurance products, each having its benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then you...

Century Plan

PNB Century Plan provides you with whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the policy tenure. You can choose from various rider options to enhance your coverage as per your requirements. There are flexible options availabl...

PLAN DETAILS

Hdfc Guaranteed Wealth Plus


Century Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
  • Multiple plan options
  • Bonuses
  • Flexible income pay
Plan Uniqueness
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise
Plan Maturity age Maximum Maturity Age - 103 years Maximum Maturity Age - 100 years
Premium payment term Single Pay, Limited Pay: 5,6,7,8,10 and 12 5 to 15 years
Plan Entry Age Minimum Age - 12 years Maximum Age - 60 years Minimum Age - 30 days Maximum Age - 65 years
Sum assured NA No limit
Premium payment frequency Monthly, Half-yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12 to 43 years 100 minus entry age
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 3 year

Know More About Plans

Overview

‘A plan that helps you save for your future goals’.

The insurance market is filled with several insurance products, each having its benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then you should consider ‘HDFC Life Guaranteed Wealth Plus’.

HDFC Life Guaranteed Wealth Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

This plan offers a range of benefits such as the return of premiums, survival benefits, guaranteed income benefits, guaranteed surrender value, policy loans, policy revival, etc. You can save a lump sum amount to fulfill your future goals using this plan. This plan also provides you with a grace period to avoid penalties in case you miss any premium payment. This plan comes in two variants: The lump sum variant and the Income variant.

HDFC Guaranteed Wealth Plus Plan offers you a range of benefits including:

why-choose
  • Guaranteed Income Benefits
  • Tax Benefits
  • Surrender Value
  • Policy loans
  • Policy revivals
  • Return of premiums

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.