Hdfc Guaranteed Wealth Plus
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Sbi Life Smart Platina Plus

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Hdfc Guaranteed Wealth Plus vs Sbi Life Smart Platina Plus

Hdfc Guaranteed Wealth Plus

‘A plan that helps you save for your future goals’. The insurance market is filled with several insurance products, each having its benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then you...

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

PLAN DETAILS

Hdfc Guaranteed Wealth Plus


Sbi Life Smart Platina Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
Plan Uniqueness
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
Plan Maturity age Maximum Maturity Age - 103 years Maximum maturity age: 99 years
Premium payment term Single Pay, Limited Pay: 5,6,7,8,10 and 12 Minimum: 6 Years Maximum: 10 Years
Plan Entry Age Minimum Age - 12 years Maximum Age - 60 years Minimum entry age: 30 years Maximum entry age: 60 Years
Sum assured NA Minimum sum assured: 5,50,000 Maximum sum assured: No Limit
Premium payment frequency Monthly, Half-yearly and Yearly Yearly, Half-yearly,Monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12 to 43 years 20 years to 36 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

‘A plan that helps you save for your future goals’.

The insurance market is filled with several insurance products, each having its benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then you should consider ‘HDFC Life Guaranteed Wealth Plus’.

HDFC Life Guaranteed Wealth Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

This plan offers a range of benefits such as the return of premiums, survival benefits, guaranteed income benefits, guaranteed surrender value, policy loans, policy revival, etc. You can save a lump sum amount to fulfill your future goals using this plan. This plan also provides you with a grace period to avoid penalties in case you miss any premium payment. This plan comes in two variants: The lump sum variant and the Income variant.

HDFC Guaranteed Wealth Plus Plan offers you a range of benefits including:

why-choose
  • Guaranteed Income Benefits
  • Tax Benefits
  • Surrender Value
  • Policy loans
  • Policy revivals
  • Return of premiums

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.