Hdfc Guaranteed Wealth Plus
vs
Sbi Smart Champ

  • Choose your coverage tenure
  • Multiple sum assured options
  • Enhance coverage with add-ons
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

Gender

Age

Compare

Hdfc Guaranteed Wealth Plus vs Sbi Smart Champ

Hdfc Guaranteed Wealth Plus

‘A plan that helps you save for your future goals’. The insurance market is filled with several insurance products, each having its benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then you...

Sbi Smart Champ

SBI Life Smart Champ Insurance plan is a participating non-linked individual life insurance plan. The product has been developed to provide life coverage along with savings to secure the educational needs of your child. SBI Smart Champ is designed to fulfill your goals as a parent. SBI Smart Champ h...

PLAN DETAILS

Hdfc Guaranteed Wealth Plus


Sbi Smart Champ

Premium Including GST
Key Features
(Key features of the plan)
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
  • One-time payment option is available
  • Offers Guaranteed Smart Benefits
  • Get Tax Benefits on premiums Renewal Option
Plan Uniqueness
  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant
  • Guaranteed smart benefits
  • Triple protection
  • Flexibility
Plan Maturity age Maximum Maturity Age - 103 years Maximum Maturity Age - 70 years
Premium payment term Single Pay, Limited Pay: 5,6,7,8,10 and 12 18 minus child& 039;s entry age
Plan Entry Age Minimum Age - 12 years Maximum Age - 60 years Minimum Age - 0 years Maximum Age - 13 years
Sum assured NA Rs. 1 Lakh to Rs 1 Crore
Premium payment frequency Monthly, Half-yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12 to 43 years 21 minus child
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age- 0 years

Know More About Plans

Overview

‘A plan that helps you save for your future goals’.

The insurance market is filled with several insurance products, each having its benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then you should consider ‘HDFC Life Guaranteed Wealth Plus’.

HDFC Life Guaranteed Wealth Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

This plan offers a range of benefits such as the return of premiums, survival benefits, guaranteed income benefits, guaranteed surrender value, policy loans, policy revival, etc. You can save a lump sum amount to fulfill your future goals using this plan. This plan also provides you with a grace period to avoid penalties in case you miss any premium payment. This plan comes in two variants: The lump sum variant and the Income variant.

HDFC Guaranteed Wealth Plus Plan offers you a range of benefits including:

why-choose
  • Guaranteed Income Benefits
  • Tax Benefits
  • Surrender Value
  • Policy loans
  • Policy revivals
  • Return of premiums

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.