Hdfc Life Guaranteed Income Plan
vs
Century Plan

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  • Multiple sum assured options
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Hdfc Life Guaranteed Income Plan vs Century Plan

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Century Plan

PNB Century Plan provides you with whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the policy tenure. You can choose from various rider options to enhance your coverage as per your requirements. There are flexible options availabl...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Century Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Multiple plan options
  • Bonuses
  • Flexible income pay
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 100 years
Premium payment term 8 to 10 years 5 to 15 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum Age - 30 days Maximum Age - 65 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit No limit
Premium payment frequency Annual,Semi-Annual,Monthly,Single Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 100 minus entry age
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 3 year

Know More About Plans

Overview

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.