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Hdfc Life Guaranteed Income Plan vs Guaranteed Return Insurance Plan

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Hdfc Life Guaranteed Income Plan vs Guaranteed Return Insurance Plan

Hdfc Life Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise. HDFC Life Guaranteed Income Insurance Plan offers yo...

Guaranteed Return Insurance Plan

Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, you can build wealth with guaranteed returns and enjoy life coverage throughout the policy term. With this plan, you can choose a premium payment term mode to maximize your...

PLAN DETAILS

Hdfc Life Guaranteed Income Plan


Guaranteed Return Insurance Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Plan Uniqueness
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Plan Maturity age Maximum Maturity Age - 65 years Subject to lower of max-age at entry plus policy term
Premium payment term 8 to 10 years 5 to 12 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum Age - 45 years Maximum Age - 65 years
Sum assured Minimum - Depends on Monthly Premiums Maximum - No Limit Death Benefit Multiple x Annualized Premium
Premium payment frequency Annual,Semi-Annual,Monthly,Single Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 16 to 20 years 6 to 13 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 0 year

Know More About Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to 20 years and ensures financial protection for your loved ones in case of your unfortunate demise.

HDFC Life Guaranteed Income Insurance Plan offers you a range of benefits including:

why-choose
  • Guaranteed income of 11% to 13% per annum
  • Tax Benefits
  • Guaranteed regular income 
  • Guaranteed lump sum on maturity
  • Flexibility
  • Rider protection

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